COSMOS - WEBSITE

 

WEBSITE TERMS AND CONDITIONS

 

This website is provided by Cosmos Services Co., Ltd. (“Cosmos”), an authorised insurance broker in Hong Kong by being a member of the Hong Kong Confederation of Insurance Brokers.

 

The contact details of Cosmos are as follows:

 

Cosmos Services Co., Ltd.

9th Floor United Centre

95 Queensway

Hong Kong

 

            E-mail address: [hkcosri@coshk.com.hk]

            Telephone number: (852) [2865 0168]

            Fax number: (852) [2861 1430]

 

 

1.         USE OF SITE

 

The information provided on or through this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country other than Hong Kong. in particular any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Cosmos, its holding companies, subsidiaries or affiliates (the “Cosmos Group”) to any regulatory requirement within such jurisdiction or country. Any person or entity who intends to respond to or rely upon the information provided on or through this site must satisfy himself that he is not subject to any local requirement which restricts or prohibits him from doing so.

 

2.         NO WARRANTY

 

Details of the reinsurance requirements of ceding companies available on or through this site are based on the information provided by the ceding companies. No independent due diligence or verification has been done by Cosmos. Accordingly, Cosmos cannot and does not warrant the accuracy, validity, timeliness or completeness of any such information. All information provided on or through this site is provided ”as is”, and is subject to change without prior notice.

 

3.         NO BINDING CONTRACT

 

Details of the reinsurance requirements of ceding companies and any indication of interest to accept any such risks by an insurer provided on or through this site shall be treated as invitations to treat and offers respectively, but no acceptance of any offers in respect of such matters shall be deemed to be made on or through this site. Cosmos shall arrange for the ceding companies and reinsurers to enter into discussions with a view to entering into binding contracts of reinsurance. Cosmos does not guarantee that binding contracts will result.

 

4.         COPYRIGHT AND SUBMISSIONS

 

Cosmos is the owner of all information provided on or through this site, whether provided by Cosmos or any other person, and such information may not be reproduced, distributed or published in any medium for any purpose without prior express written consent from Cosmos. Cosmos shall have the right to use any idea, concept, know-how or technique in any information provided on or through this site by any person for any purpose, and shall have no obligation to keep such information and its confidential except as provided in a written agreement between Cosmos and the relevant person or required by law.

 

 

5.         USE OF HYPERLINKS

 

Should the viewer leave this site via a hyperlink contained in this site and view content that is not provided by Cosmos, the viewer does so at its own risk. Cosmos is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Cosmos makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party or have any responsibility, including without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

 

6.         EXCLUSION OF LIABILITY

 

In no event will any member of the Cosmos Group be liable or have any responsibility for damages of any kind, whether direct, indirect, special, consequential or incidental, resulting from access or use of, or inability to access or use, this site or any sites or pages linked to this site, including (without limitation) damages resulting from the act or omission of any third party, even if any member of the Cosmos Group has been advised of the possibility thereof.

 

7.         USE OF DATA

 

Cosmos does not sell, give or trade our list of registered users, customers or prospective customers to any person other than [members of the Cosmos Group].

 

8.         FACULTATIVE PLACEMENT PROCESS

 

8.1       A user of the Facultative Placement Process (“Process”) shall not disclose its company code and password (the “Codes”) to any other person, and shall be solely responsible for the use and protection of the Codes and all information entered through the Process using the Codes.

 

8.2        Cosmos may at any time block access to the Process without prior notice.

 

8.3        A user shall forthwith notify Cosmos if:

 

8.3.1   it becomes aware of any apparent unauthorised use of any of its Codes; or

 

8.3.2   it experiences any problems in accessing the Process.

 

8.4        The use of the Process by a user and any software provided for use in accessing or using the Process is at the risk of the user. A user shall provide and maintain, at its own risk and cost, the connection equipment (including personal computers and modems) and services for accessing and using the Process.

 

8.5        A user shall use materials available through the Process for its own purposes and shall not resell access to any such materials or otherwise deal with them in any way.

 

8.6        A user shall not tamper with, modify, de-compile, reverse engineer or otherwise alter in any way, and shall not attempt to gain unauthorised access to any part of, the Process or Cosmos’s web sites or any of the software comprised in them. A user shall notify Cosmos immediately if it becomes aware that any such action is being perpetrated or attempted by another person.

 

8.7        A user agrees that Cosmos may use such authentication technologies as it deems appropriate in providing the Process.

 

9.         E-MAIL COMMUNICATION

 

The Internet is an inherently unreliable medium of communication, and such unreliability is beyond the control of Cosmos. In particular, e-mail over the Internet may be subject to interruption, transmission blackout delayed transmission due to data volume, or incorrect data transmission due to the public nature of the Internet, and as a result of such unreliability, there may be time-lags or delays in the transmission and receipt of information.

 

10.       SECURITY MEASURES

 

There are in place security measures to protect users of the website. In particular, users of the Process must enter the Codes for security check and control purposes.